How to Buy Term Life Insurance
Term life insurance is very simple: You pay premiums – either annually, quarterly or monthly. In return, the life insurance company promises to pay a large cash death benefit – usually tax free – in...
View ArticleUnderstanding the Two Main Types of Life Insurance
The two most popular types of life insurance are whole life and term life. In some cases, whole life may also be called permanent coverage. It encompasses several subcategories, which include...
View ArticleWhy Life Insurance is Vital for all Women
Whether they work at home or away from home, women are often vital contributors to their families’ finances. However, many do not realize how important it is to buy a life insurance policy. If women...
View ArticleTerm vs. Permanent Life Insurance
In our view, though, anyone who advocates 100 percent for or against any kind of life insurance structure is missing the point: The best kind of insurance to own is the kind that is in place when the...
View ArticleHow Much Life Insurance Do You Need?
Unpredictable job and investment markets make it difficult to determine how much life insurance to buy. The standard formulas for buying coverage to match a specific percentage of income are inadequate...
View ArticleLife Insurance is Important for All, but Vital for the Self Employed
Autonomy, freedom, flexibility – there are certainly perks to being a self-employed individual. However, there are also some disadvantageous, mainly not having a benefit plan provided. You’re...
View ArticleWhat’s the Point in Getting Life Insurance?
This is a question often posed by the everyday individual. It’s quite understandable to be honest. I used to wonder as well about the reasoning for obtaining life insurance. Younger people tend to...
View Article10 Factors Affecting Insurance Rates
Insurance is not a widely studied subject. People know the basics of course: what it is, why they need it, the different types of insurance, and so on and so on. Now I’m not saying that people need to...
View ArticleWhat is Whole Life Insurance All About?
Let’s face it; buying life insurance is no easy task. For one thing, no one is excited about contemplating their death, thus impeding on their ability to be rational when it comes to buying the life...
View ArticleThe Advantages and Disadvantages of Whole Life Insurance
We can all agree that life insurance is something that everyone should look into, but is whole life insurance the type for you? Like with most things in life, there are positives and negatives. It is...
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